Large shared expenses
A big purchase needs its own record.
A new car, appliances, a travel fund — large one-off expenses don't belong mixed in with daily spending. Futari links each big purchase to a shared asset so you always know what you've invested.
"What has this car actually cost us, all in?"
Purchase price, insurance, registration, maintenance — car costs spread across months and categories. Futari links every car-related expense to your vehicle asset, so the total is always one filter away.
"A large purchase throws off the monthly totals."
One big expense shouldn't distort your view of regular spending. Futari's category and asset system lets you isolate large purchases so the monthly picture stays meaningful.
"I covered a large expense — but is the split actually fair?"
Large purchases are where one person quietly starts feeling short-changed. Log the payer and the split on each one and the balance updates, so you both look at numbers instead of trying to remember whose card it was.
How Futari helps
Asset expense records
Link expenses to your shared car, home, kids, pets, or plants. Costs automatically categorise themselves.
Flexible split modes
50/50, by income ratio, or one person covers it all — pick a mode and Futari handles the math automatically.
Chapter-based history
Moving in, getting married, new job, new home — each life chapter becomes a new ledger chapter. The past is always there to look back on.
Real-time sync
One person records something and the other sees it instantly. The ledger is the conversation.
Common questions
- How do we log a big shared purchase together?
- Agree the split first, then log it: one person covers it, 50/50 or by ratio all work. Record the amount, payer and split on the day, and your partner sees it right away. If you change your mind about the split, edit that entry and the balance recalculates.
- How do I log car costs in Futari?
- Set the car up as an asset and log the purchase, insurance, maintenance and fuel under it. Cars have a fuel log, so fuel economy and fuel spend are visible, and the car's page shows this month's and this chapter's spend.
- One of us paid for something big. How do we square up?
- Record the person who paid as the payer and choose the split where the other person covers their share; the balance then shows what's owed. When it's paid back, log a settlement and the balance goes down or back to zero.