Newlywed household finances
Married. Now how do you manage money together?
The first shared ledger of your marriage — daily expenses, shared assets, travel. Futari gives every expense a place to live.
"Do we keep separate accounts or combine everything?"
There's no standard answer. Some couples fully merge, some split partially, some stay separate with a shared pot for joint costs. Futari supports all of these — it adapts to how you decide to manage things.
"The car, insurance, savings for a house — how do we track all of it?"
Post-wedding expenses go beyond groceries. Futari lets you link spending to shared assets — car costs, insurance premiums, home maintenance — so everything stays categorised.
"Travel spending always gets mixed up with everyday costs."
Futari's travel sub-ledger keeps trip spending separate. When you're back, you'll see exactly what the trip cost and who covered what — already recorded.
How Futari helps
Flexible split modes
50/50, by income ratio, or one person covers it all — pick a mode and Futari handles the math automatically.
Asset expense tracking
Link expenses to your shared car, home, kids, pets, or plants. Costs automatically categorise themselves.
Real-time sync
One person records something and the other sees it instantly. The ledger is the conversation.
Chapter-based history
Moving in, getting married, new job, new home — each life chapter becomes a new ledger chapter. The past is always there to look back on.
Common questions
- How should newlyweds manage household finances?
- There's no single best way — only what works for the two of you. What matters is tracking it so you both have clarity. Futari offers flexible split modes that can evolve as your life does.
- Should we combine our finances or keep them separate?
- Futari is a shared ledger, not a merged account. Every expense is logged with who paid and how it's split — you don't have to merge your finances to see the full picture together.
- What kinds of assets can we track in Futari?
- Cars (with fuel logs), homes, children, pets, plants, insurance, and general items. Each expense can be linked to the relevant asset.