Monthly recurring bills
Rent, utilities, subscriptions — who's actually covering what?
Fixed monthly costs often get paid by whichever person notices first. Futari puts all recurring expenses in one shared ledger so both of you can see what's being covered.
"The internet bill always gets paid — I just don't know by whom."
Recurring bills tend to be handled by one person silently. Futari logs every fixed cost into the shared ledger so the other person sees it too — no more invisible contributions.
"What's our actual monthly baseline spend?"
You need to see fixed costs separately from discretionary spending to understand your real monthly floor. Futari makes that visible without any manual categorisation.
"Some bills are paid by one of us and I don't know the amounts."
Financial transparency is how shared living stays fair. Futari means every bill — fixed or variable — is in the same ledger, visible to both.
How Futari helps
Flexible split modes
50/50, by income ratio, or one person covers it all — pick a mode and Futari handles the math automatically.
Real-time sync
One person records something and the other sees it instantly. The ledger is the conversation.
Chapter-based history
Moving in, getting married, new job, new home — each life chapter becomes a new ledger chapter. The past is always there to look back on.
End-to-end encryption
Your ledger is visible only to the two of you. The server never decrypts what you record.
Common questions
- How do we track monthly fixed costs together?
- Log each recurring bill in Futari and mark how it's split. Both of you can see every payment in real time — no need for separate spreadsheets or status updates.
- Does Futari have recurring bill reminders?
- Futari supports recurring expense rules. Set up a bill once and the app will prompt you to confirm it each billing period so nothing gets forgotten.
- Is Futari free?
- Yes — the shared ledger, split modes, real-time sync, and encryption are all free.