Monthly recurring bills
Rent, utilities, subscriptions — who's actually covering what?
Fixed monthly costs often get paid by whichever person notices first. Futari puts all recurring expenses in one shared ledger so both of you can see what's being covered.
"The internet bill always gets paid — I just don't know by whom."
Recurring bills tend to be handled by one person silently. Futari logs every fixed cost into the shared ledger so the other person sees it too — no more invisible contributions.
"What's our actual monthly baseline spend?"
You need to see fixed costs separately from discretionary spending to understand your real monthly floor. Futari makes that visible without any manual categorisation.
"Some bills are paid by one of us and I don't know the amounts."
Financial transparency is how shared living stays fair. Futari means every bill — fixed or variable — is in the same ledger, visible to both.
How Futari helps
Flexible split modes
50/50, by income ratio, or one person covers it all — pick a mode and Futari handles the math automatically.
Real-time sync
One person records something and the other sees it instantly. The ledger is the conversation.
Chapter-based history
Moving in, getting married, new job, new home — each life chapter becomes a new ledger chapter. The past is always there to look back on.
Open only to you two
Only your two accounts can open the ledger. Connections are encrypted over HTTPS, and sensitive details like a child's legal name or ID number are encrypted again before they're stored.
Common questions
- One of us pays the fixed bills. How does the other person see them?
- Log every fixed bill with who paid, in the same ledger. The other person opens it and sees who covered what this month, no more asking whether the internet got paid. Later, filter by category or payer to look back.
- Does Futari have recurring bill reminders?
- Yes. Set rent, internet or insurance as a recurring expense, monthly, quarterly, every six months or yearly. When the date arrives, a confirmation card appears on the home screen, and it's only written to the ledger once you confirm, so fixed bills don't slip through.
- Some bills change every month. What then?
- Utilities and phone bills can still be recurring expenses. When the card appears, tap Edit and enter this period's real amount; if there's no bill this time, tap Skip.